Mortgage Rates Could Swing Wildly: Here’s the 5-Year Outlook

• Where mortgage rates go over the next five years depends on inflation, the Federal Reserve, and the broader economy.
• Forecasters lay out a base case alongside a best-case and worst-case scenario to help homebuyers and homeowners plan.
• The base case expects gradual movement rather than dramatic swings, while the optimistic path imagines rates easing meaningfully and the pessimistic one considers a stubbornly high-rate environment.

AI-generated briefing — triage, not the story; every claim links out to the coverage below.